Business Insurance

You’ve built it, we’re here to help you protect it.

At Brown & Brown Pinellas, we provide dependable, quality insurance services and comprehensive risk management services to protect you, your teammates, and the future of your business. Through reliable customer service from a team of experienced professionals, we give you the peace of mind and security you need to grow your business. 

Property & Casualty

Your exposures are unique and deserve equally unique solutions that provide appropriate Property & Casualty coverage to fit your needs and reduce your risk. Our team leads the industry in the management of risk and its related costs, meeting the needs of companies ranging from small retail establishments to multinational corporations.

Workers' Compensation

We understand the moving parts associated with Workers’ Compensation, and we work diligently to identify the risks that could have a significant impact on your business. We will collaborate to help you understand how your Workers’ Compensation premiums fit into your total cost of risk and the different measures that can be taken to drive profitability.

Commercial Auto Insurance

If a vehicle that is being used for your business is involved in an accident and there are automobile-related injuries to others and/or damage to property, your company is legally liable. Without appropriate insurance coverage, the financial health of your business is at risk.

Crime Insurance

No one wants to think that their business is at risk for having crimes committed on their premises–by their employees, through their computers, or otherwise. But the truth is, no business is immune to the senseless and destructive acts of crime against them. We can help to manage the loss exposures if a criminal act impacts your business. 

Umbrella/Excess Liability

Umbrella Liability policies provide an extra layer of coverage and are an important part of your risk management portfolio. We strive to tailor this extra “safety net” to help manage all your exposures. 

Employment Practices Liability

Employment Practices Liability insurance offers coverage for defense costs and damages related to various employment-related claims, including allegations of wrongful termination, discrimination, workplace harassment, and retaliation deriving from the employer-employee relationship.

Bonds & Surety

Surety Bonds help to safeguard performance for a specific obligation. Our team of experienced bond professionals works with our customers to develop a program to help them grow their business. We represent most surety companies doing business throughout the United States, including specialty programs designed for specific industries.

Professional Errors & Omissions

Errors & Omissions coverage protects your business against any liability if an error or omission takes place while performing professional duties.

Directors & Officers

Directors & Officers (D&O) insurance provides specialized coverage for the directors and officers of your company, protecting them against losses that may result from alleged errors in judgment, breaches of duty, or wrongful acts during the course of their work for your organization. 

Fiduciary Insurance

Protecting the fiduciaries of employee benefit plans can be complicated. Fiduciary Liability insurance is designed to help protect the assets of businesses and employers against claims that they had mismanaged the company’s employee benefit plans.

Environmental Risk

Coverage for environmental risk is to fill the gaps in coverage created by pollution exclusions that you may have in liability and property insurance policies. 

International Coverage

Conducting business and traveling to places under foreign jurisdiction present unique risks. These policies can extend coverages outside of the U.S. territory and include coverage for concerns specific to foreign operations.

Cyber Liability/Identity Theft

Cyber risks are increasingly complex and dynamic. From simple breaches of personal information to exposures involving hacker-caused explosions, computer destruction, or compromised medical devices, it is more important than ever to understand your coverage gaps and crossovers for cyber risks. We work to deliver an insurance program that is comprehensive and set in place protections to help reduce your exposure.

Business Continuity Plans

Business Continuity Plans are set in place for prevention and recovery from potential threats to your company. The plan makes sure your personnel and assets are protected and recover quickly in the event of a natural disaster.

Buy/Sell Planning

Buy/sell planning is a contract that is set in place and funded by a life insurance policy that can help reduce turmoil in a company caused by sudden departure, disability, or death of a business owner or partner.

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Contact Our Business Insurance Team

Insurance coverage and/or claims can not be bound, amended, or canceled through this contact form.

We look forward to helping you find comprehensive insurance solutions to meet your needs.

Sean Tobe

Vice President | Commercial Lines Leader

More Than Just Business Insurance

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